seasonal skiing insurance

Can you post the links of such forums?thanks.

How about the Auslanderreiseversicherung offered by UKV, do you know if it is good?

Actually I hold a British passport but currently I'm not residing in the UK. So the PJ Hayman long stay policy isn't suitable for me.

To buy a Carte Neige they said I need a medical proof to prove that I am physically fit for skiing, is that true?

Whilst the EHIC may allow you to claim some of the costs not covered by the local NHS equivalent when you return to the UK, if you have been abroad for more than 3 months the NHS may consider that you are no longer a UK resident (or were not at the time)and thus decline to reimburse you.

It is a slightly grey area but leaving the country for 3 months or more you might lose your entitlement to NHS treatment.
(Entitlement to NHS services has nothing to do with nationality, where you used to live or where you pay (or paid) taxes.

A lot of Brits who retire abroad get a shock when they get ill and decide to return to Blighty for free treatment under the NHS ony to discover they aren't covered.

I'd make sure to be well insured and not take the risk.

If you are registered as a resident abroad as I am in the canaries in Spain you will have to get your country's equivalent EHIC, as I am a state pensioner I now get my EHIC from the uk.People that move to Spain do not get state health care unless they are registered self employed @ € 250 per month or working with contract & lastly be a registered state pensioner, of course you can get private cover & likely it will not cover preconditions.

I would expect other EEA countries to be similar which causes the immigrant population to head for the UK where you are entitled to free health care if looking for work, have work or not intending to work & your family is covered as well :twisted:

Two German skiing forums you could try are http://www.freeskiers.net/community/forum.php and http://www.powderguide.com/forum/

As I don't live in Germany and have never used this type of insurance I can't say if the UKV Auslandsreisekrankenversicherung is any good or not, according to Stiftung Warentest HanseMerkur and LVM offer the best protection http://www.test.de/Auslandsreise-Krankenversicherung-Die-besten-fuer-eine-lange-Reise-4417800-0/

I don't think Carte Neige requires a medical certificate. Are you confusing it with the insurance offered by the French Mountaineering Federation (FFME) which does? If you decide to get the Carte Neige bear in mind that all the information and all the claim forms are only available in French and that you have to claim within 7 days of an accident or your claim will be void. Make sure you keep the claim form that you will be given when you buy the card in a safe place.

thanks for the websites SwingBeep

No, I phoned the sports club in Chamonix and they told me such certificate is necessary. the staff at the hotline service even stated that I need to be a member at one of the French sports clubs.

it may be owing to some misunderstandings as their English wasnt that good. Normally what would be the easiest way to buy the Carte Neige?

There has been a change in the law in France, which requires that people taking out sports insurance produce a medical certificate (I thought only competitors needed one) so you do need one, but only when taking out a new policy, if you are renewing an existing policy you don't need one.

When you get to Chamonix just go to any "doctor-generalist" and ask for a "certificat medical de non-contre indication à la practique du Ski", should cost about 25 Euro.

The Licence Carte Neige is an annual membership to one of the clubs affiliated to the French Ski Federation, the insurance comes with membership. The clubs get a proportion of the premium.

You can also buy it online via the FFS website http://www2.ffs.fr/carteneige/online I think it's a bit cheaper if you buy it online and like the DSV policy there are different levels of cover. There's also summary of the cover provided in English http://www.ffs.fr/pdf/carteneige/FFScn-assurance-12-13-en.pdf If you plan to buy it again don't throw the old card away otherwise you will have to get a new medical certificate.

I did try to buy it online and when I arrivea at the step "CHOISISSEZ UN CLUB" I was stuck. The web requires me to select one of clubs I'm affiliated with in the box"Sélection du département". I dont know anything about the numbers in th box.

Btw, if I buy it online I dont need a medical certificate?