I did some further checking. The change in the law I mentioned earlier in the thread does seem only to affect competitors after all http://droit-medical.com/perspectives/variations/787-responsabilite-certificat-medical-non-contre-indication-sport (one of my French colleagues thought otherwise). As the Carte Neige is also a licence to compete anyone buying it needs a medical certificate, even if they have no intention of competing http://www.entremed.fr/contre_indications_medicales/Reglt_medical_ff_ski.pdf
The Impact Multisports policy looks like it was designed to save non competitors the bother and expense of obtaining a medical certificate (the form is quite extensive http://www.skinautiquedoc.com/wp-content/uploads/2011/04/visite_nci.pdf ) I haven't compared the cover provided, but noticed that you have only 5 days to send in 'la declaration de sinister'.
Kusanagi, these policies cover accidents and emergencies, if you want full cover for all medical expenses you will also need 'Auslandskrankenversicherung für Langzeitaufenthalte im Ausland'
seasonal skiing insurance
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In case of a disaster, Carte Neige will cover the mountain rescue costs.
How about the hospital costs?
Should I claim it from my travel insurance or Carte Neige?
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Started by Kusanagi in France 26-Oct-2012 - 51 Replies
SwingBeep
reply to 'seasonal skiing insurance ' posted Nov-2012
Kusanagi
reply to 'seasonal skiing insurance ' posted Nov-2012
In case of a disaster, Carte Neige will cover the mountain rescue costs.
How about the hospital costs?
Should I claim it from my travel insurance or Carte Neige?
Edited 1 time. Last update at 10-Nov-2012
Kusanagi
reply to 'seasonal skiing insurance ' posted Nov-2012
http://www.auslandskrankenschutz.com/auslandskrankenversicherung-ein-jahr.html
AXA OR Allianz better? Overall reputation?
AXA OR Allianz better? Overall reputation?
Edited 2 times. Last update at 10-Nov-2012
SwingBeep
reply to 'seasonal skiing insurance ' posted Nov-2012
As I mentioned in an earlier post I don't live in Germany and have never used this type of insurance so I can't say. Stiftung Warentest (a German consumer organisation) thinks that the HanseMerkur policy http://www.reisepolice.com/hansemerkur-auslandskrankenversicherung-rk365-bis-12-monate.html is the best.
In the event of an accident the ski insurance and your EHIC should cover the costs.
The Auslandskrankenversicherung provides cover against illness. The Germans seem to be ill more often than us Brits, so wouldn't think of leaving home without it. They also suffer from ailments we don't get e.g. Kreislaufstörung http://www.toytowngermany.com/wiki/Kreislaufst%C3%B6rung
In the event of an accident the ski insurance and your EHIC should cover the costs.
The Auslandskrankenversicherung provides cover against illness. The Germans seem to be ill more often than us Brits, so wouldn't think of leaving home without it. They also suffer from ailments we don't get e.g. Kreislaufstörung http://www.toytowngermany.com/wiki/Kreislaufst%C3%B6rung
Topic last updated on 11-November-2012 at 23:02