J2Ski logo J2Ski logo
Login Forum Search Recent Forums

Foreign Office: Novice skiers risk injury and expensive medical bills

Foreign Office: Novice skiers risk injury and expensive medical bills

Login
To Create or Answer a Topic

Started by Admin in Ski News - 7 Replies

J2Ski

Admin posted Dec-2012

Some sound, and timely, advice from the Foreign Office...

FCO urges winter sports holidaymakers to know their limits before hitting the slopes

The Foreign & Commonwealth Office (FCO) is urging British nationals heading off on a ski or snowboarding holiday with friends and family this winter to know their limits and not put themselves at risk by trying to keep up with more experienced members of their party. The advice comes on the back of figures released by Posts in France that show the number of reported accidents on the slopes in 2012 continued to be high including seven deaths out of 12 serious incidents*.

FCO staff based in Marseille, who cover all resorts in France, are launching a campaign aimed at Britons visiting winter sports resorts across Europe this winter to encourage them to understand the dangers of attempting slopes beyond their level of ability or going off piste without the correct safety equipment.

Simon Taylor, Consul, based in Marseille, said:
"Last year we saw a high number of British nationals end up in hospital with serious injuries. Sadly this included a number of deaths. Many of these accidents can be prevented by taking simple precautionary steps. Don't make the mistake of assuming you'll be fine if you're with more experienced skiers or snowboarders. It is significant that a large number of cases we have dealt with have involved off piste skiing. Those lucky enough to survive an accident and end up in hospital can face months of recovery, so it is important to think carefully beforehand about the very real risks out there. "


According to new research from the FCO**, of those British nationals that go on winter sports holidays the majority class themselves as beginner or intermediate. Only 1% of respondents classed themselves as expert.

Nearly two thirds (65%) of winter sports travellers admitted they would ski or snowboard on slopes above their experience in order to stay with a group. More than half (53%) also said they would follow a group of mates off piste.

70% admitted they do not always wear a helmet when skiing or snowboarding and one in five (21%) said they wouldn't wear a helmet if others in their group weren't.

Simon Taylor continued:
"Many people will be unaware that failing to wear a helmet or skiing off piste can invalidate some insurance policies so if something does go wrong you could end up with hefty medical bills. In many cases family members then have to help with funds which can put a huge strain on families. The FCO cannot pay for hospital treatment or for medical repatriation back to the UK which is why it is so important to check your insurance covers you for everything you want to do."


Of those that do go on winter sports holidays, over a third (38%) admitted that they don't always take out travel insurance. One in three (31%) also said they don't always check their policy to ensure they are covered for winter sports activities.

The FCO has developed the following tips to ensure winter sports travellers stay safe on the slopes this winter:

TOP TIPS TO STAY SAFE ON THE SLOPES:

· Take out insurance – and check what it covers. It might not cover off piste skiing unless you are with a qualified guide.

· Have a check-up before you ski - one of the major causes of hospitalisation and death on the slopes is heart attacks.

· Don't drink and ski. Alcohol can affect you more quickly at high altitudes and dangerously limits your awareness of risk and cold.

· Most skiing injuries are caused by collisions with other skiers – watch your speed and distance.

· Don't attempt slopes you're not experienced or fit enough to tackle.

· If you want to go off piste, go with a qualified guide.

· If going off piste carry a shovel, a probe and a transceiver in case of an avalanche. Also remember that you need proper training on how to use a transceiver.

· If you are going out on a glacier, you must wear a harness. If you fall into a crevasse, this will help the rescue team get you out.

· Make sure someone knows where you're going and tell them of any changes to your plans.

· Only go off piste skiing or climbing with someone you have met previously and can trust. You need to know his/her capabilities, what you'll be doing and where.



For further tips and advice on preparing for travel abroad, visit www.fco.gov.uk/travel.

*Figures taken from FCO 2011/12 consular assistance data

**Survey conducted by ICM. Total sample size was 2,023 GB adults aged 18 and over. Fieldwork was undertaken in November 2012. The figures have been weighted and are representative of all GB adults aged 18 and over.



CASE STUDY

Name: Mr Steven Giles

Age: 32

Location: Eastbourne

Accident location: Pra Loup, France

Background

Steven, an intermediate snowboarder had an accident whilst boarding in a snowboarding park on holiday in France in March 2012. He decided to be the first of his group to try a more advanced jump but underestimated its size and unfortunately fell off. The medical team attended to him immediately and he was taken to hospital by helicopter. He had dislocated his right hip, had seven broken ribs a broken collar bone and a collapsed lung. Luckily he had an EHIC card and he had taken out fully comprehensive winter sports insurance. Without this he would have incurred £30k worth of medical expenses. He says "I always make sure I take out fully comprehensive winter sports insurance and since my accident I always tell my mates to do it as well."

"I would class myself as an intermediate snowboarder but on this occasion, with my mates watching me, I decided to give an advanced jump a go. I instantly regretted it. I fell off and was severely injured with a collapsed lung, a broken collar bone, a dislocated hip and seven broken ribs. The medical team attended to me immediately and I was airlifted to hospital. If it hadn't had the right insurance I would have had to pay over £30k worth of medical expenses."


The Admin Man

Tony_H
reply to 'Foreign Office: Novice skiers risk injury and expensive medical bills'
posted Dec-2012

Couple of things, amongst the seriousness of all this.

Firstly, case study; would he really have had to pay £30,000 to be treated? I don't have that kind of money and I'm sure most other people don't either. So do they repossess your house or something?

Secondly, 70% "admit" to not wearing a helmet. I didn't realise it was a crime. I'm also surprised how high that percentage is bearing in mind the discussions that have taken place on this forum.

Serious matter though, check you've got adequate insurance cover. I get free travel insurance with my bank which extends free of charge to winter sports cover and its comprehensive enough for the majority of us. Don't assume your own is though.

Is there any confirmation what constitutes off piste these days; itinerary routes, brut de neige, ski routes, etc?????


www  New and improved me

Admin
reply to 'Foreign Office: Novice skiers risk injury and expensive medical bills'
posted Dec-2012

Tony_H wrote:would he really have had to pay £30,000

Well... "He had dislocated his right hip, had seven broken ribs a broken collar bone and a collapsed lung." ... that sounds like several operations, so quite possibly. And if the helicopter was all the way to the hospital (rather than just off the hill to the waiting ambulance) then that could be half of it on its own.

Getting seriously hurt in France can get seriously expensive.

Seems sensible to have all three of EHIC (free, and covers all treatment once you get to hospital), Carte Neige (cheap, to make sure you get off the hill without fuss) and decent travel insurance to get you home if need be.

As for "off piste" cover... definition and cover depends on the insurer (see various old topics, but do check your small print).

Cueing Bandit on 1,2,3 ... :thumbup:
The Admin Man

Bandit
reply to 'Foreign Office: Novice skiers risk injury and expensive medical bills'
posted Dec-2012

Admin wrote:

Cueing Bandit on 1,2,3 ... :thumbup:


-)

It's worth checking to see if your primary Travel Insurance policy will cover you for costs associated with an injury, when they don't insure that risk.

Imagine your scenario:

Fall over just off piste and get recovered by piste patrol using your Carte Neige (or similar)

Your EHIC covers the treatment you receive in Hospital (mostly)

Your insurer (in this scenario) does not cover skiing off piste.

You need 3 seats on the aircraft home, so you can put your poorly leg up, will your insurer cough up, since this is a cost associated with the aftermath of something they don't cover?

I've not tested this out (thankfully). Anyone with experience?

SwingBeep
reply to 'Foreign Office: Novice skiers risk injury and expensive medical bills'
posted Dec-2012

Legally the piste ends 2m from the poles that mark its edge. It might be worth checking if you're covered for skiing itineraries with your insurance company, as although they are marked and protected from avalanches they are not prepared or patrolled and therefore present a higher risk.

If you are planning to ski off piste in the Alagna sector of the Monterosa ski area, be aware that it is in Piemonte where it's mandatory to carry an avalanche beacon, probe and shovel when skiing off piste. If you're caught without the fine is 250 euros and if you have an accident your insurance might be invalid.

The cost of search and rescue can be crippling. Every year there are few incidents for which people receive a bill for a five figure sum. There was a very unfortunate incident at Axamer Lizum last season, for which the bill came to 78,000 euros.

AllyG
reply to 'Foreign Office: Novice skiers risk injury and expensive medical bills'
posted Dec-2012

The Carre Neige insurance says it covers repatriation to Europe (with a list of countries covered). So I should think that even if you needed a special plane to go home in after an off-piste ski-ing/snowboarding accident it would be covered if you'd bought insurance with them.

Lindyloulou
reply to 'Foreign Office: Novice skiers risk injury and expensive medical bills'
posted Dec-2012

Tony_H wrote:

Serious matter though, check you've got adequate insurance cover. I get free travel insurance with my bank which extends free of charge to winter sports cover and its comprehensive enough for the majority of us. Don't assume your own is though.


Good bank you have. My credit card 'free' travel insurance was going to be more expensive to pay for the winter sprts extension than it was to buy a better benefits separate policy (form another company)

Tony_H
reply to 'Foreign Office: Novice skiers risk injury and expensive medical bills'
posted Dec-2012

SwingBeep wrote:
If you are planning to ski off piste in the Alagna sector of the Monterosa ski area, be aware that it is in Piemonte where it's mandatory to carry an avalanche beacon, probe and shovel when skiing off piste. If you're caught without the fine is 250 euros and if you have an accident your insurance might be invalid.




Very interesting, thanks for the heads up

Topic last updated on 06-December-2012 at 22:07