I was looking at my NFU Mutual travel insurance policy (for a non-ski holiday) and I happened to notice what it says about ski theft.
In the list of what is NOT insured it says this:
Theft of skiing equipment unless it is:
from a locked building; or
securely locked to an immovable object; or
from an attended vehicle; or
from an unattended motor vehicle, unless it is from a locked boot, concealed luggage compartment or glove compartment and force and violence has been used to get into the vehicle. Where there is no locked boot, concealed luggage compartment or glove compartment and there has been forcible and violent entry to the motor vehicle we will pay up to £1,000.
So, in other words the NFU Mutual wouldn't insure anyone for the theft of their skis from outside a cafe unless they'd locked them.
I wonder what the policy from the ski hire shop says?
Ally
Theft of skis Meribel
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Started by Dixiefee in Ski Chatter 09-Mar-2010 - 73 Replies
AllyG
reply to 'Theft of skis Meribel' posted May-2010
Pablo Escobar
reply to 'Theft of skis Meribel' posted May-2010
If I was an insurance company or a hire shop I wouldn't offer insurance protecting against people leaving skis unattended. Like leaving your car unlocked with the door open :lol:
AllyG
reply to 'Theft of skis Meribel' posted May-2010
Maybe I will e-mail the ski hire shop before we go, next year, because there's no point me paying for their insurance if it won't cover unlocked skis outside a cafe. I really wouldn't like to have to mess about locking skis.
Ally
Ally
Pablo Escobar
reply to 'Theft of skis Meribel' posted May-2010
It is hardly messing about. Takes a couple of minutes at the start of lunch.
I always thought hire insurance was for damage to the skis such as core shots etc.
I always thought hire insurance was for damage to the skis such as core shots etc.
AllyG
reply to 'Theft of skis Meribel' posted May-2010
I'm pretty sure they said it was for theft as well. But I never got to see the actual insurance policy.
How much does a ski lock cost, and where do I get one from (or has someone already said this?)?
And how big are they (more luggage!)?
How much does a ski lock cost, and where do I get one from (or has someone already said this?)?
And how big are they (more luggage!)?
AllyG
reply to 'Theft of skis Meribel' posted May-2010
Are these ones any good?
http://shop.packyourbags.com/acatalog/Ski_Locks.html
They look just like bike cable locks to me.
http://shop.packyourbags.com/acatalog/Ski_Locks.html
They look just like bike cable locks to me.
Pablo Escobar
reply to 'Theft of skis Meribel' posted May-2010
I'd just want something that would put people off. £11 is quite steep, you should be able to find one much cheaper.
Bandit
reply to 'Theft of skis Meribel' posted May-2010
Ski locks are quite small and pocket sized, but most of the cables can be cut through with a Leatherman type of tool. The retractable cable ones can be cut quite easily, and as they are plastic cased easy for someone to break the body of the lock. A bicycle shop might be a good place to look. Consider getting a small chain and a padlock, just as easy to carry.
It's quite normal for insurers to not insure skis left unattended and unsecured.
It's quite normal for insurers to not insure skis left unattended and unsecured.
Topic last updated on 20-May-2010 at 23:39