Skiing, Alcohol and Insurance !

So if it was your fault, can you afford a potential pay out of many hundreds of thousands of pounds?
Are you a keen gambler?

Madness not to have insurance, no intends to have an accident.[/i]

It costs under £40 a year, annual insurance, multi-trip, covers summer holidays.

But your cover is void if you have a beer apparently...

Smokey Barr wrote:But your cover is void if you have a beer apparently...

I reasoned that it is not the case that your cover is void with one beer. However, having three beers and skiing is the same as drink driving. It would be a criminal offence in Austria, should an accident ensue.
I am not being judgemental, that is not my style. It seems to me that you do not understand the situation. Last year, an Austrian state minister, skiied into a woman, and she died. He was an experienced skier, but lost control. Well, for a while, he also lost his liberty, together with a serious amount of money.

sheeesh... It's no wonder we live in a bubble wrapped, no blame no claim nanny state!!

Accidents happen. I will be enjoying my holiday with the odd pint on the slopes, and a good few in the evening. I'm sure I, and everyone else will return unharmed and all the better for it.

What did we do before these thieving insurance companies were around anyway??

Smokey Barr wrote:sheeesh... It's no wonder we live in a bubble wrapped, no blame no claim nanny state!!

Accidents happen. I will be enjoying my holiday with the odd pint on the slopes, and a good few in the evening. I'm sure I, and everyone else will return unharmed and all the better for it.

What did we do before these thieving insurance companies were around anyway??

Post of the thread award. Congrats for some common sense.

Apart from the T totallers, we all like a beer now and then. Mrs H enjoys several gluhweins on the slopes and skis better for them. Personally I find a lunchtime drink makes me tired and dehydrates me, so I prefer to wait until I am off the slopes to have 1 or 6.

I think the bottom line is that there is clearly a grey area when it comes to insurance. No one is right or wrong, but there is a chance that insurance will no longer pay out if "an amount" of alcohol is involved.

As for not taking out insurance when skiing, I personally think thats a little bit dangerous. I doubt whether any one of us on this thread will be involved in a ski accident this season, but if they are, insurance may well be very useful. My bank provides me with free travel insurance which includes winter sports so I dont see a direct cost for it.

On a slightly different note, isnt it about time insurance companies started saying similar things about not paying out if alcohol is involved when it comes to motor insurance? I would like to see the drink drive limit reduced to zero.

I think Third Party insurance should be compulsory on the slopes, like it is with a car, and you should have to prove you've got it before you're allowed a lift pass.

And as for drinking - again, I think it should be the same as for driving a car.

Ally