J2Ski Forum Posts and Replies by brooksy

EmmaEvs wrote:Ally I asked the same question recently in a ski shop. After their faces went from this :shock:to this :| to this :-) they told me that the heel part of the binding is built up a little more than a man's ski. Apparently women have a tendency to hold their weight on their heels. Apart from that I think they're generally a but softer than mens skis. I may be wrong. To be honest I glazed over at one point 'cos I'd been there for ten minutes and he still hadn't asked me a single question about my ability or needs.

Well that difference is the binding & not the ski, out of curiosity
why did you & Ally ask for mens skis, & please be honest. :oops:

The difference is Ally the reason you asked for mens skis :?:

Thanks for that Bandit & I looked at their T & Cs.

Only uk, channel islands & isle of man apply.

Only preconditions covered are those that have been officially diagnosed.

Information on any disease or injury in the last 2 years must be given when applying for cover.

If you are waiting for test results you cannot be insured until results are finalised.

What I have written is not word for word but the meanings are correct.
As they formed this company to help people with difficulties getting insured & they would not insure me on all counts I think I will be hard pressed to get cover with there being only one insurer at my disposal.

I wonder how many others do not know about the full requirements & would be adversely affected in the event of a claim.

Thanks for the reply Bandit & this is what I would expect insures to
say, either no cover or a loaded premium.
As posted I do not have a diagnosis from the hospital only from a private pyhsio & with no ongoing treatment from the pysio,only instructed me to carry out the exercises she recommended.
If I don't tell them they may not cover me for any situation in the event of a claim, if I do tell them they may refuse cover & where I live shopping around for other insurers is not an option, sort of a catch 22 scenario.
I am still hopeful others have had a previous experience & will share their thoughts.

Thanks for your reply Oldandy.

I agree with what you're saying about my medical records, but confused as whether its relevant as far as insurance goes.

I would assume a pre condition is some thing you would still be suffering with during you're ski trip ie the Diabetes, if you had ligament damage & no treatment by the health service in the following 11 months would it still be considered ongoing.

When I posted this question I thought there would have been quite a few members who have had some form of knee injury & had to deal with this situation on their next ski trip & I could learn from their experiences.As said if I tell the insures they will probably bump the premium to cover their selves regardless of right or wrong.
Hopefully more replies especially from members who have had this dilemma will post their thoughts.
Thanks
Chris

I will be getting my ski insurance sorted soon for March 5th trip to Zell Am See & would like to get some opinions from members before I do.
As you are probably all aware the question of pre health conditions is asked ie I have type 2 diabetes which proved not to be problem with them.
Last March I damaged my MCL this has been diagnosed by a private pysio this week & says that I should be OK to ski after building the required muscle back up.
The hospital here has not diagnosed my injury & no treatment has been given, after 3 months saw Traumatologist, 1 month later MRI scan
2 months later X Ray 1 month later saw Traumatologist again who refused to give me his diagnosis, just said we will try physiotherapy first or we will operate if it doesn't work, well after waiting 4 months & still no appointment for the physiotherapy I went to a private pysio whose comments are above.
She also told me the MRI scan should have been done within a month of the injury as the ligaments will be changing all the time & make diagnosis difficult.

So what would your opinions be as to whether this info should be given to the insurer as a pre condition or consider it to be cured & not relevant for their use, obviously I would not want to put this to the insurance co as they would bump the premium up to suit themselves.
Sorry its long winded but any advice welcomed.
Cheers Chris

EmmaEvs wrote:

brooksy wrote:
EmmaEvs have you skied in a Burka before or will this be your first time. :wink:

First time. Unless you count the time when we all dressed up for Bont Carnival. :wink:

I knew I`d seen you somewhere before. :shock:

Ian Wickham wrote:

EmmaEvs wrote:

Ian Wickham wrote:

EmmaEvs wrote:Alistair t'aint my fault you're travelling on a Sunday :lol:

And MrW you're right. I have a nightmare deadline this week which is making me lose the will to live. But somehow I doubt that's what you were referring to! :twisted:

Have you got some ironing to do :wink:

Ha ha haaaa I don't do ironing! Well.. only on special occasions! :lol:

I'll always recognise you then, you will be the one in wrinkly clothes :D

But she wasn't wearing any. :oops: