Latest posts for the topic "Halifax Ultimate Reward account - free insurance info needed pls."

Halifax Ultimate Reward account - free insurance info needed pls.

Thu, 13 Jan 2011 22:22:54 GMT

Hi all,

Me and my OH are going on our first ski trip at the end of Jan. Ive been saying we need to sort our insurance out but because my OH works for the halifax we get free travel insurance which includes WINTER SPORTS cover. I know insurance has been done to death on this site but i wanted to know do any other J2skiers have the above account and have you used this insurance?

Id like to know if we take out Carte neige insurance with our passes will this along with our WINTER SPORTS cover be sufficent?

Im currently looking for the small print soi can post as i know you will ask to see this to decipher whats what - Bandit.... :lol:

Thanks

Re:Halifax Ultimate Reward account - free insurance info needed pls.

Fri, 14 Jan 2011 07:42:05 GMT

Crispyapplepie, the Carre Neige will get you off the hill without fuss (France) if you need medical evac without quibbling. However, if your new Insurance won't cover you for the skiing small print, it's likely you'll get a very British "non" when you call the Halifax, to take over. Make sure you have your EHIC's with you. Avoid alcohol, exclusions are peppered across most policies these days.

Re:Halifax Ultimate Reward account - free insurance info needed pls.

Fri, 14 Jan 2011 08:31:17 GMT

After looking online and also in the small print i cant say it fills me with much confidence... I think i will buy a seperate policy. Who would you recommend?

Re:Halifax Ultimate Reward account - free insurance info needed pls.

Fri, 14 Jan 2011 09:33:55 GMT

Oh dear, that does not sound too promising :shock: I insure with Direct-Travel so does Dave Mac. I've had an injury claim with them, and so has a pal, both went through without too much fussing. Been a customer for several years.

http://www.direct-travel.co.uk/

Re:Halifax Ultimate Reward account - free insurance info needed pls.

Fri, 14 Jan 2011 16:02:53 GMT

Though I personally don't buy travel insurance, ETA are 'apparently' quite good...

Re:Halifax Ultimate Reward account - free insurance info needed pls.

Fri, 14 Jan 2011 17:38:44 GMT

Smokey Barr wrote:Though I personally don't buy travel insurance, ETA are 'apparently' quite good...

You dont buy travel insurance, May i ask why not?

Re:Halifax Ultimate Reward account - free insurance info needed pls.

Fri, 14 Jan 2011 17:39:45 GMT

bandit wrote:Oh dear, that does not sound too promising :shock: I insure with Direct-Travel so does Dave Mac. I've had an injury claim with them, and so has a pal, both went through without too much fussing. Been a customer for several years.

http://www.direct-travel.co.uk/

Cheers Bandit i have used these once before so i will use them again this yr. Cant wait now only 2 weeks to go. :D

Re:Halifax Ultimate Reward account - free insurance info needed pls.

Fri, 14 Jan 2011 18:57:47 GMT

crispyapplepie wrote:

Smokey Barr wrote:Though I personally don't buy travel insurance, ETA are 'apparently' quite good...

You dont buy travel insurance, May i ask why not?

I'm incredibly careful, incredibly lucky, and I've/we've paid billions of pounds into the EU, so I expect the EHIC to cover any medical expenses while in Europe. If it doesn't and I have to stump up the bill, I can ASSURE you I will get the money back off Heir Cameron and Frau Osborne.

Granted you can get decent cover for about GBP25, but it's also a matter of principle for me.

Re:Halifax Ultimate Reward account - free insurance info needed pls.

Fri, 14 Jan 2011 19:13:30 GMT

Smokey Barr wrote:

crispyapplepie wrote:

Smokey Barr wrote:Though I personally don't buy travel insurance, ETA are 'apparently' quite good...

You dont buy travel insurance, May i ask why not?

I'm incredibly careful, incredibly lucky, and I've/we've paid billions of pounds into the EU, so I expect the EHIC to cover any medical expenses while in Europe. If it doesn't and I have to stump up the bill, I can ASSURE you I will get the money back off Heir Cameron and Frau Osborne.

Granted you can get decent cover for about GBP25, but it's also a matter of principle for me.

Yes I dont mean to be morbid but you can be as careful as you like, but what would you do if you killed someone? Id like to think you ski with a triangle stuck to your back to warn others..

Re:Halifax Ultimate Reward account - free insurance info needed pls.

Fri, 14 Jan 2011 19:58:40 GMT

crispyapplepie wrote:

Smokey Barr wrote:

crispyapplepie wrote:

Smokey Barr wrote:Though I personally don't buy travel insurance, ETA are 'apparently' quite good...

You dont buy travel insurance, May i ask why not?

I'm incredibly careful, incredibly lucky, and I've/we've paid billions of pounds into the EU, so I expect the EHIC to cover any medical expenses while in Europe. If it doesn't and I have to stump up the bill, I can ASSURE you I will get the money back off Heir Cameron and Frau Osborne.

Granted you can get decent cover for about GBP25, but it's also a matter of principle for me.

Yes I dont mean to be morbid but you can be as careful as you like, but what would you do if you killed someone? Id like to think you ski with a triangle stuck to your back to warn others..

haha... I like the triangle idea! I see what you're saying, but really what are the chances of me killing someone?! Yes the chance is always there, but it's highly, highly unlikely, and not worth GBP25, or 4 or 5 pints, in my opinion.

It's like motor insurance. I've forked out thousands of pounds over the 13 years I've been driving, and never had to make a claim... what a waste of money!