Latest posts for the topic "what is most important on travel insurance?"

what is most important on travel insurance?

Sat, 31 Jan 2009 16:30:15 GMT

Ok so I am trying to finalise my travel insurance.

I need to insure a family of 4 (nephew has own insurance)

We will be hireing equipment (through skiset for which I have already taken out extra insurance with) We will also be in ski school.

We are not planning on doing anything more dangerous than skiing and toboganning.

So....when I am looking for insurance what exactly is it that I am looking for. When I was searching some compare sight one of them gave me the option of search and rescue, while the others said N/A

Karen

Re:what is most important on travel insurance?

Sat, 31 Jan 2009 17:09:04 GMT

As them what their claims record is like!

Re:what is most important on travel insurance?

Sun, 1 Feb 2009 12:06:59 GMT

And that information would be useful because?.................

what is most important on travel insurance?

Sun, 1 Feb 2009 12:58:05 GMT

karen72 wrote:Ok so I am trying to finalise my travel insurance.

I need to insure a family of 4 (nephew has own insurance)

We will be hireing equipment (through skiset for which I have already taken out extra insurance with) We will also be in ski school.

We are not planning on doing anything more dangerous than skiing and toboganning.

So....when I am looking for insurance what exactly is it that I am looking for. When I was searching some compare sight one of them gave me the option of search and rescue, while the others said N/A

Karen

Karen, I personally would not choose to use the comparison sites for this as they may not give you enough detail.

Two insurers worth checking out are:

Insure and Go who are caron-a's favourite co

Direct Travel (who offer pretty comprehensive cover for skiers, at very fair prices)

It's really important that you get search and rescue cover, as this is the category that gets you taken care of if you are injured or lost. Costs can be the size of a mortgage if you are not insured.

Also check the small print for the inclusion of Tobogganing, some insurers have the view that it's a pretty dangerous pastime, and they see too many claims.

Re:what is most important on travel insurance?

Sun, 1 Feb 2009 13:26:43 GMT

I use Insure & Go and whilst I've never had to make a claim they are one of the most comprehensive but competitively priced.

In fact I am using them currently for my season in Canada and they cover me for all the additional activities (including snowshoeing, dog sledding, ice skating...) at no extra cost....!

what is most important on travel insurance?

Sun, 1 Feb 2009 14:22:02 GMT

Thanks for your replies. I have checked both insure and go and direct travel. I thought insure and go worked out a bit expensive (well more than direct travel anyway). When I say toboganning I mean sledging. Would this be classeed as the same thing?

Re:what is most important on travel insurance?

Sun, 1 Feb 2009 15:04:51 GMT

I took out extra insurance because I knew we were going to be doing more than skiing. Then found out that all the smow mobiling, ice carting etc all had insurance in the price. I get all my insurance through the Pharmaceutical Society as I have to have extensive public liability insurance and they do deals to all members for travel insurance etc.
Toboganning and sleding usually mean the same thing.

Re:what is most important on travel insurance?

Sun, 1 Feb 2009 19:33:14 GMT

You will only ever find out how good your insurance is (or isn't) when it's too late. Seeing how often they reject claims and on what grounds gives an idea as to whether their insurance is worth the paper the documents are printed on.

Ideally find someone who has had a hassle free claim and see who they used.

Re:what is most important on travel insurance?

Mon, 2 Feb 2009 14:19:28 GMT

Dorset Boy wrote:
Ideally find someone who has had a hassle free claim and see who they used.

about GBP1100 (if I remember rightly) cheque sent to me from insure and go 5 weeks after the trip. we had a bit of hassle at the time but, looking back, they were brilliant.