J2Ski Forum Posts and Replies by EmmaEvs

We have a negative on that Dave Mac. Over and out. 8)

The point, which you're missing a little, is about the assumption that everyone buying an off the shelf insurance policy has the ability to judge when a situation is safe or not. This assumption is entirely incorrect and anyone that tries for a split second to claim otherwise is engaged in some major silliness.

The point, which with respect I think you're missing a little, is that some people are capable of judging whether a situation is safe or not. I don't believe that anybody has suggested that "everyone buying an off the shelf insurance policy has the ability to judge when a situation is safe or not". Also bear in mind that not all off piste skiing takes place on virgin mountains with vertical descents and avalanche/crevasse potential. I'm sure you are aware there is a very wide spectrum, the lowest end of the scale being to ski across a small field, off piste but with worn paths due to being regularly used by skiers in order to get from one lift to another. This route (it is real) is taken by skiers of all levels, it only has sufficient decline to get someone from A to B. It's far less dangerous than a bog standard blue run, and yet would definitely be classed as off piste.

My advice is to take the advice of your insurer. Not to engage in activities that you're not skilled enough for and to take the advice of someone that is qualified at all times.

I couldn't agree more with these statements, although they don't actually help to identify an insurance policy which is fit for purpose. Unfortunately the advice of insurers is not always clear, and so we go back to why the thread was started. In terms of engaging in activities within skill levels, when I took an interest in this thread I thought - it's not up to me to judge somebody else's ability. Apart from anything else it's difficult to do that on a forum, and it's not the point of the discussion. I guess to get some progress on the topic the starting point is to assume that the individual looking for this cover is responsible and capable. I agree that not everybody will be but that's a different issue. For those that are, there must be insurance cover available somewhere, particularly as some companies specifically state that they do include off piste skiing in their policies. There's a clear intent there on the ins. co.'s part, so it's not an unrealistic expectation which has been dreamed up. The issue under discussion is skiers/boarders who want to be clear about what they're paying for and what they should expect in return. Then, if that does not match their needs, where to go to find a policy which does.

Ise, I have taken the time to read some of your website/blog. You appear to be a mountaineer with excellent credentials, although it's not clear whether you ski (I assume you do as you're on this site). I don't think the example of your theoretical insurance company is helping too much at the moment. Your criticisms appear to be based on several assumptions, which I don't believe are entirely correct. You clearly take your mountaineering seriously, therefore you must have a decent insurance policy which covers more than the average holiday hiker would need, and have, at some point been in a similar position to those who are looking for help here. Perhaps you could offer some constructive guidance to Bandit etc who are also simply looking for an insurance policy which is fit for their purpose?

By the way Bandit I've only had a chance to contact one co. so far. Sorry :oops:

0:45 - 0:58 oooooofff bet that hurt in the morning :shock:

Good call Snowb4ndit :thumbup: :mrgreen: Happy birthday to you...!

These will be going on my wishlist...

:lol: Yeah baby! :lol:

I bet all the locals wear them when the tourists aren't around :D

I think she said trendy !!!

:lol:

Some of them are niiice. £150-£160 bucks for those though. I see a Christmas wish coming on :D

Only have personal experience of moon boots so probably shouldn't comment :lol: but for what it's worth they are comfy and don't slip easily. They do fell kinda baggy though, like wearing your Dad's/boyfriend's wellies when you're in a rush. Could be cos I don't tie them up properly though :D

Legend! :mrgreen: