SKI INSURANCE

Hi to you all
I don't take out ski insurance normally but after reading some of the posts on here it has made me consider taking out a policy.One reason for not insuring myself is access to free emergency treatment entitled with the EHIC card,so has anyone got any advice on companies,costs & what's covered,in other words who do you use & why.
I realise insurance of any kind is minefield,perhaps if the guy who sold you the policy dealt with the claims it would be easier.

Thanks in advance for any info.
Brooksy

I just use Compare the Market for ski insurance, and use one that gives me cover for whatever I need i.e. cancellations, loss/theft of money etc...

http://www.comparethemarket.com/ski-insurance/

I thought you were supposed to have some sort of liability insurance when on the piste? i.e. incase you cause an accident.

Having seen an article recently about a guy who broke his neck in a foreign country and is now completely paralysed, but doesn't have adequate insurance to get him flown home by air ambulance, I am surprised that so few people that do dangerous sports don't have proper insurance.

It is always the case of "it'll never happen to me" but three years ago it did happen to my mum. She broke her neck in Kenya and had to spend 4 weeks in intensive care before being flown home by a private air ambulance. It can happen to anyone, thank goodness she had suitable insurance which paid for everything.

The EHIC card, if I am correct, only entitles you to free basic treatment in a European hospital, so if you hurt yourself skiing it does not cover the cost of getting you off of the mountain, and if you need to go to a major hospital you'll be waiting hours for an ambulance to get to the resort to take you there, as I believe most in resort medical and ambulance services are private. and therefore very expensive.

It cost £600 for my girlfriend to be brought down the mountain in a "blood wagon", driven 200m to the resort dr's and then treated, all for a minor tear of a knee ligament. All we had to pay was the excess on our insurance. Our insurance was found on MoneySupermarket and we chose something like the 3rd cheapest policy which cost about £60 for both of us including world wide and winter sports cover.

[MaccA]

P.S. Do my family sound like a calamity or what!

You can take Insurance to get you off the mountain and cover any treatment you may need when you buy your lift passes but spend your money on a good annual travel insurance. The only down-side with this is you have to get your credit card out if you have an accident on the slopes...I know...I got helicoptered from around 3000m off-piste and with medical charges etc etc it cost me £1,250 which iI will get back but I'll have to wait!

So, if you have a good credit limit you'll be ok - If your upto your card limit then take out lift pass insurance too.

What ever you decide, take out a good annual travel insurance. It's worth It!


Huard

[quote
02/02/2010 12:45:07 Subject: Re:SKI INSURANCE
I just use Compare the Market for ski insurance, and use one that gives me cover for whatever I need i.e. cancellations, loss/theft of money etc...

http://www.comparethemarket.com/ski-insurance/

I thought you were supposed to have some sort of liability insurance when on the piste? i.e. incase you cause an accident.


Thanks for the replies,the site above will only give quotes if you reside in the UK,as I don't I will
need one that does.Any ideas?
Thanks
Brooksy

brooksy wrote:[quote
Thanks for the replies,the site above will only give quotes if you reside in the UK,as I don't I will
need one that does.Any ideas?
Thanks
Brooksy

several but it makes a difference where you're going, where is it?

in France you can get carte or carre neige and in Switzerland you can sometimes buy insurance with the lift ticket or via Air Glaciers or REGA

Only a fool would Ski without insurance.
Sorry to be blunt mate.

Hi ise
I'm going to Engelburg on 6th March for a week.