New Legal Requirement To Have Personal Liability Insurance When Skiing in Italy
Started by J2SkiNews in Ski News 25-Nov-2021 - 7 Replies
J2SkiNews posted Nov-2021
A new law due to come into force on 1st January2022 requires all skiers and boarders to have insurance when they go on the country's slopes.
The law is particularly focussed on the need for a policy that covers your liability if you cause an injury to someone else, or someone else's property, on the slopes.
Known as decree 40 of 2021, it was actually passed last spring when Italian ski slopes were in lockdown, but only comes into force in the new year.
As part of the ruling, it is the responsibility off ski lift operators to ensure that a policy covering third party liability is available as an add on to the ski ticket price when a pass is purchased.
Anyone found not to have insurance on the slopes will be liable to a fine of €100 to €150 and the confiscation of their lift pass.
Many travel insurance policies do include third party liability, but it's important to check your policy covers accidents and injuries cause to others on the slopes.
Surveys have found that about a quarter of British skiers are currently believed to travel on a ski holiday each winter with inadequate travel insurance that does not cover winter sports, or don't have travel insurance at all.
Daved
reply to 'New Legal Requirement To Have Personal Liability Insurance When Skiing in Italy' posted Nov-2021
J2SkiNews
reply to 'New Legal Requirement To Have Personal Liability Insurance When Skiing in Italy' posted Nov-2021
Great! I've got the same policy so thanks for letting me know, I won't need to actually look at it now. Although I do need to book a trip to ski back in Italy again so that I can really enjoy knowing that I have that benefit...daved wrote:Just checked my policy (Nationwide Flex Plus ) and I have personal liability cover....whoopie!
SwingBeep
reply to 'New Legal Requirement To Have Personal Liability Insurance When Skiing in Italy' posted Nov-2021
Many of the provisions of the new decree have lots of potential for affecting the validity of ski insurance e.g. skiing under the influence, skiing off piste without a transceiver, probe and shovel and skiing a black piste without having a high level of physical and technical ability are all offences under the new decree. If you injure yourself or someone else whilst doing any of the above your insurance company might reject your claim.
J2SkiNews
reply to 'New Legal Requirement To Have Personal Liability Insurance When Skiing in Italy' posted Nov-2021
SwingBeep wrote:Many of the provisions of the new decree have lots of potential for affecting the validity of ski insurance e.g. skiing under the influence, skiing off piste without a transceiver, probe and shovel and skiing a black piste without having a high level of physical and technical ability are all offences under the new decree. If you injure yourself or someone else whilst doing any of the above your insurance company might reject your claim.
That is very interesting, thanks SwingBeep. Not sure what to think really. I suppose on the one hand it gives insurance companies an excuse to reject more claims, on the other it puts the onus on the skier/boarder to behave responsibly? Making a judgement call on whether I still have the "physical and technical ability" to ski a particular black run as I get older could be quite a grey area. I'd set off thinking I was OK but then if I hurt myself on it maybe the insurance company would disagree with my thinking.
Edited 1 time. Last update at 26-Nov-2021
Daved
reply to 'New Legal Requirement To Have Personal Liability Insurance When Skiing in Italy' posted Nov-2021
Wanderer
reply to 'New Legal Requirement To Have Personal Liability Insurance When Skiing in Italy' posted Nov-2021
A friend of mine was involved in a crash on the slopes in Austria a number of years ago and was sued by the other person involved. As part of the proceedings, the Court ordered that he go out on the slopes with an instructor who had to prepare a report on his level of competence :shock:J2SkiNews wrote:SwingBeep wrote:Many of the provisions of the new decree have lots of potential for affecting the validity of ski insurance e.g. skiing under the influence, skiing off piste without a transceiver, probe and shovel and skiing a black piste without having a high level of physical and technical ability are all offences under the new decree. If you injure yourself or someone else whilst doing any of the above your insurance company might reject your claim.
That is very interesting, thanks SwingBeep. Not sure what to think really. I suppose on the one hand it gives insurance companies an excuse to reject more claims, on the other it puts the onus on the skier/boarder to behave responsibly? Making a judgement call on whether I still have the "physical and technical ability" to ski a particular black run as I get older could be quite a grey area. I'd set off thinking I was OK but then if I hurt myself on it maybe the insurance company would disagree with my thinking.
SwingBeep
reply to 'New Legal Requirement To Have Personal Liability Insurance When Skiing in Italy' posted Nov-2021
Article 28 of the Italian law states that; In the event of a collision between skiers, it shall be presumed, in the absence of proof to the contrary, that each of them also contributed to the damage that may have occurred.
If it can be proved that you hadn't complied with some of the other articles you could be in a spot of bother.
Topic last updated on 30-November-2021 at 21:08